Insights & Guides
Expert advice to help you navigate your financial journey.

Mortgages
The Israeli mortgage mix, explained in English
What an Israeli mortgage mix is, which tracks exist, what the Bank of Israel requires, and how the split changes your payment. With a worked example.
8 min read

Mortgages
The Israeli prime rate, explained
What the Israeli prime rate is, how banks quote it as P plus or minus a margin, when it moves, and what a one-point change does to a mortgage payment. With a worked example.
8 min read

Mortgages
How much mortgage can you get in Israel?
The two ceilings that decide your mortgage size in Israel — repayment capacity and loan-to-value — and how to find which one binds first.
8 min read

Mortgages
Amortization schedules in Israel: Spitzer vs equal principal
How an Israeli amortization schedule works, the difference between Spitzer and equal-principal repayment, and what each one costs. With a worked example.
7 min read